The Advent of the Euro –13th anniversary

“It will happen over a holiday weekend, and in a way which leaves ordinary citizens more or less unaffected, as new notes and coins will not replace old national currencies for a further three years. But the nature of its launch on January 4th should not let anyone underestimate the importance of the creation of… Continue reading The Advent of the Euro –13th anniversary

SEPA end-date regulation – a strong driver for payment innovation

When the European Parliament passed the “single Euro payments area” legislation on Tuesday, it was an important milestone in creating a unified, European, payment market. The, somewhat, voluntary implementation of SEPA Credit Transfers, SCT, and SEPA Direct Debits, SDD, by the European banks was a corner stone, but the slow adaptation of the new products… Continue reading SEPA end-date regulation – a strong driver for payment innovation