Between the 19th and the 21st March I attended the Private Equity World Africa 2012 conference at One Whitehall Place in London. I was amazed at the turn out to the event. The room that the conference was held in was packed and only five years ago it would not have been viable to arrange… Continue reading Private Equity World Africa 2012
Driven by the credit crunch and financial crises in the banking sector, a number of new regulations have been introduced in recent years. Some of them originate from Europe, some from United States and in the hyper-competitive market they are all more or less applicable globally. In Bearing, we help our clients analyze the impact of… Continue reading The Current Regulatory Ecosystem
When the European Parliament passed the “single Euro payments area” legislation on Tuesday, it was an important milestone in creating a unified, European, payment market. The, somewhat, voluntary implementation of SEPA Credit Transfers, SCT, and SEPA Direct Debits, SDD, by the European banks was a corner stone, but the slow adaptation of the new products… Continue reading SEPA end-date regulation – a strong driver for payment innovation
The United States national debt is causing the national budget to fall into dire straits. How did the US economy fall into such a bad state? Browse below or click on the link to download a presentation that explains what went wrong, why and how. How did the US debt go so bad … Continue reading How did the United States national debt become so high?
Beginning in 2008, we have an ongoing financial crisis in the world which is the worst of its kind since the Great Depression. The crisis became prominently visible in the autumn 2008 with the failure, merger or nationalization of several large American based financial firms. The global economy suffers from this crises ever since. Yet,… Continue reading “Margin call”
Background of EMIR: EMIR is a forthcoming EU-directive that addresses some of the concerns that came to focus at the financial crisis in 2008. The financial crisis brought over-the-counter (OTC) derivatives to the forefront of regulatory attention. The near-collapse of Bear Sterns in March 2008, the default of Lehman Brothers on 15 September 2008 and… Continue reading Who should care about the coming EU-directive – EMIR?
Banking policy tends to focus on banking in an economic context. In reality the future of banking and banking policy is now a consumer and customer context. This is not simply because of the role the public has played in maintaining stability in the recent crisis. It is because the commercial and enterprise world is… Continue reading Internet Innovation and the Future of Banking
During three days (6th to 10th of July) Terrapin arranged the annual Banking Outlook Africa conference in Johannesburg, South Africa. Bearing was there, represented by Richard Shaw, Lars Egstam and Jörgen Eriksson. The venue was the impressive Sandton Convention Center. The conference was a high level event with many CEO´s of African Banks attending. This… Continue reading Banking Outlook Africa 2009